In a 2010 survey, about one-third of single Americans said they would have their future spouse sign a prenuptial agreement. Although people who are not even married yet may find it ominous to be planning for a divorce, a prenuptial agreement may prove to be very valuable in the future.

People may that think prenuptial agreements are only intended for couples where one has more valuable assets than the other or when there is a large age difference. However, couples from many different backgrounds could benefit from a prenuptial agreement.

A prenuptial agreement can be beneficial for people who get married mid-career or someone who is marrying for the second or third time. It can be particularly important when children are involved. In the event of a death, an individual's wishes will be carried out.

Additionally, younger couples where one person is set to receive a large inheritance or those who are part owners of a business may want to consider signing a prenuptial agreement.

Although happy couples may feel strange planning for a divorce, it is important to remember that every marriage will come to an end, whether through divorce or death. By signing a prenuptial agreement, an individual can ensure that their assets will be distributed appropriately.

For couples planning to sign a prenuptial agreement, it is usually beneficial to talk about it well before the actual wedding day. Couples should also plan to lay everything on the table so that there is a clear understanding of each other's finances. In addition, it is best to work with separate attorneys so that a prenuptial agreement is not challenged in court.

Source: Reuters, "When Valentines and prenups go together," Kathleen Kingsbury, Feb. 15, 2012